Washington Mortgage Relief ProgramFalling behind on your housing payments? You’re not alone. Help is here for Washington homeowners. LEARN MORE
Washington Mortgage Relief Program
Falling behind on your housing payments? You’re not alone. Help is here for Washington homeowners.
What is the Washington Mortgage Relief Program?
The Washington Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners get caught up on their housing payments. The program is absolutely free and the funds do not need to be repaid.
Check Income Requirements
To find out if you might meet income requirements, enter your information below.
People in Household
If an applicant's household income is at or below this amount, you may be eligible for the Washington Mortgage Relief Program
The program is open to all eligible Washingtons who are currently experiencing pandemic-related hardships and have fallen behind on their housing payments.
Applicants must meet ALL of the following criteria:
Household income at or below 100% of their county’s Area Median Income;
Missed at least two mortgage payments prior to December 27, 2021;
Own a single-family home, condo or permanently affixed manufactured home; and
Have no alternative mortgage workout options through your mortgage servicer.
In addition, applicants must meet ONE of the following criteria:
Receiving public assistance;
Severely housing burdened (costs for your mortgage, property taxes and other housing expenses are more than 40% of your income); or
Have no alternative mortgage workout options (loan modifications) through your mortgage servicer.
How to Apply
If you think you might be eligible for the program, click here to check your eligibility and apply.
If you need assistance with your application or have questions about your eligibility, please contact your mortgage servicer or a HUD-certified housing counselor at 1-800-569-4287.
If you’re behind on your mortgage, don’t panic!
Even if the foreclosure process has started, it can often take several months before your home is foreclosed. You may still have time to seek help.