APPLICATIONS ARE NOW CLOSED. SUBMITTED APPLICATIONS WILL BE PROCESSED UNTIL ALL FUNDS ARE AWARDED

什么人符合资格

Available Funding

Program Eligibility

Required Documents

Available Funding

* Maximum assistance per household: $80,000

* Multiple assistance types allowed

MORTGAGE

RELIEF

Up to $80,000 for past-due mortgage payments

PARTIAL CLAIM/

LOAN DEFERRAL

Up to $80,000 to reduce or eliminate an existing
partial claim or loan deferral received during or
after January 2020.
More Information

PROPERTY

TAXES

Up to $80,000 for delinquent property taxes

REVERSE

MORTGAGE

Up to $80,000 to help with late taxes and homewners insurance for reverse mortgages

Program Eligibility

Applicants must meet the eligibility criteria outlined below in order to qualify for program assistance. Applicants who do not meet the criteria below should contact a HUD-certified housing counselor to explore other options that may be available.

要求

房贷救济

房产税

反向抵押贷款

部分索赔/贷款延期

基本要求

MR

PT

RM

PC/LD

只要符合资格要求,有多项资助奖励/申请在等待给予您可高达 8 万美元的协助 X X X X
必须在 2020 年 1 月 21 日之后面临与流行病相关的经济困难 *该证明必须描述经济困难的性质。
X X X X
对于抵押贷款减免,房主的抵押贷款/贷款服务机构必须参与加州抵押贷款减免计划。可以在 here.
X X X
Reduce or eliminate an existing partial claim and loan deferral received during or after Jan. 2020. X X

财务

MR

PT

RM

PC/LD

18 岁及以上居民的家庭总收入必须等于或低于 AMI 的 150%(按郡) 点击此处 查询您的 AMI。 X X X X
房主手头的现金或资产(不包括退休账户中的储蓄)不能等于或大于所需的救济资金 + 20,000 美元。 * X X X X
房主的主要抵押贷款在发起时的未付本金余额,不能超过发起时有效的“合格贷款限额”(根据 2008 年《住房和经济复苏法》的规定确定)。
X X X

Property

MR

PT

RM

PC/LD

目前必须在加州拥有并占住该房产作为主要住所。 X X X X
物业最多可包括 4 个单位 X X X X

贷款拖欠

MR

PT

RM

PC/LD

Must have missed at least 2 payment by February 1, 2024, and are currently behind.

X
Must have missed at least 1 payment by February 1, 2024. X

Required Documents

Depending on their unique circumstances, some applicants will have to provide different kinds of information. A sample list of documents to gather before completing the application includes:

      • Mortgage Statement
      • Bank Statement
      • Utility Bill
      • Income documentation (i.e. pay stubs, tax returns, or unemployment document)